No. NTUC GIFT is a group term life insurance policy and NTUC is the master policyholder.

The insurance premium for NTUC GIFT is fully paid for by NTUC, with co-payment from the affiliated unions/associations.

Yes, NTUC GIFT covers members who meet the eligibility criteria, regardless of whether they are working or not.

In the event of a claim, the duly completed and endorsed claim form and supporting documents must be submitted within 90 days of the occurrence of Death or Permanent Disability.

Please refer to the claim form for the full list of supporting documents.

Supporting Documents for Death Claim:

1. Claim form and Death Certificate
2. NRIC, Passport or FIN card of claimant
3. Proof of claimant’s relationship with Insured Member
4. Marriage Certificate (if claiming for the death of member’s spouse)
5. Last Will of Deceased (if deceased had left a last Will)

Supporting Documents for Total/Partial and Permanent Disability Claim (where applicable):

1. Claim form NRIC, Passport or FIN card of Insured Member and spouse (if claiming for disability of spouse)
2. Marriage Certificate (if claiming for disability of spouse)
3. Attending Medical Practitioner’s Statement (AMPS)
4. Medically boarded out letter
5. Newspaper cutting and outcome of police investigation report (if the disability was due to accident)
6. Employer’s letter to certify the working hours of the member on the date of accident